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MHE Financing

Reduce costs with innovative equipment financing solutions

Element's suite of end-to-end MHE services will help reduce the Total Cost of Ownership (TCO) of your company’s material handling equipment, including forklifts, order pickers, pallet jacks, scissor lifts, sweepers or scrubbers and more.

Flexible financing for your material handling fleet

Element’s equipment financing options include operating leases such as Fair Market Value leases, capital or dollar-buyout leases and purchase lease-back funding.

An important part of reducing Total Cost of Ownership and streamlining your operations is how you finance your assets. Element offers a variety of innovative and flexible financing programs that offer significant benefits for your business.

No credit limits

Unlike many banks and finance leasing companies, Element uses multiple sources to extend the credit lines that are critical to fleet – and company – growth.

Residual risk management

Element can systematically structure your lease to expire at the moment of maximum residual value – resulting in greater resale price.

Program benefits


We track your equipment costs by comparing them to other regions, companies and industries in order to get you the lowest Total Cost of Ownership

Advanced Technology

We capture all equipment data to derive best-in-class recommendations for financing your equipment fleet

The Element advantage

No hidden costs

Maximizing asset lease value by minimizing downtime

Planned lifecycle strategy when initiating financing options to reduce Total Cost of Ownership

Making only necessary expenses by streamlining operations

Fair market value lease

Lessee has no residual risk in the asset provided the vehicle is returned in acceptable condition and has not exceeded allowable usage limits (generally hours) at the end of the lease term.

Dollar buyout

Lessee takes ownership of leased asset at end-of-lease term for a stated nominal purchase amount.

TRAC (Terminal Rental Adjustment Clause) lease

Lessee bears residual risk in exchange for lower expected overall cost and greater flexibility with respect to utilization. Element does not take tax benefits.

Purchase lease-back funding

To free up the cash invested in assets which is still needed for business operations, we can purchase those assets from you and structure favorable lease terms for your continued use of those assets.

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